Tatiana Kadetskaya Tatiana Kadetskaya

Can a Killer Collect Life Insurance?

A convicted murderer claimed ERISA required payment of his mother’s life insurance. Federal judges disagreed. This case explains the slayer rule and why killers cannot profit—even under ERISA.

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Tatiana Kadetskaya Tatiana Kadetskaya

Can a Beneficiary Change Be Challenged? Real Cases Where Courts Reviewed Last-Minute Changes

Beneficiary changes made at the end of someone’s life can raise red flags—especially when the insured was vulnerable, hospitalized, or pressured by others. In this blog, we explain when a beneficiary change can be legally challenged and share real cases where courts overturned and upheld last-minute designations. If something feels “off,” the law may be on your side.

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Tatiana Kadetskaya Tatiana Kadetskaya

Case Study Series — Divorce

Divorce can automatically erase a beneficiary designation — even if the insured clearly intended to leave benefits to an ex-spouse. In this case study, we show how an insurer denied a rightful claim under an automatic revocation law, and how we proved the insured’s post-divorce intent. Through evidence, sworn statements, and legal arguments, we forced the insurer to reinstate our client and pay the full benefit.

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Tatiana Kadetskaya Tatiana Kadetskaya

Case Study Series — Beneficiary Change

Late-stage beneficiary changes are some of the most common—and most challenged—life insurance disputes. In these three case studies, we show how beneficiary changes made during hospitalization, incapacity, and even while the insured was in a coma were proven invalid due to undue influence, lack of capacity, and fraud. Each case resulted in restoring the rightful beneficiaries.

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Tatiana Kadetskaya Tatiana Kadetskaya

Accidental Death Claims Wrongfully Denied: Two Cases We Successfully Overturned

Accidental death insurers often misapply exclusions—blaming “sickness,” drugs, or even minor traffic infractions to avoid paying claims. In these two case studies, we show how we challenged a sickness exclusion after a traumatic fall and a misdemeanor exclusion after a fatal car crash, ultimately securing full AD&D benefits for both families.

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