Divorce & Life Insurance: Why Failing to Protect Your Rights Can Cost You Everything
Life insurance is often a key financial planning tool during divorce, yet beneficiary designations and ownership issues are frequently mishandled. Early, informed decisions can help avoid irreversible and expensive errors.
Life Insurance Beneficiary Change Forged? What to Do If a Form Was Faked
Forged life insurance beneficiary changes are more common than insurers admit. Learn how fake forms are challenged and reversed.
Life Insurance Claim Denied? What to Do Next (Before It’s Too Late)
A denied life insurance claim does not mean the end. Learn why insurers deny claims, deadlines families miss, and how denials are successfully overturned.
Life Insurance Company Filed an Interpleader — What It Really Means
If a life insurance company filed an interpleader, you may already be in court. Learn what it means, what to do next, and why timing matters.
Life Insurance Claim Delayed for Months? This May Be Bad Faith
If your life insurance claim has been delayed for months, it may be bad faith. Learn when delays cross the line and what options families have.
Life Insurance Claim Denied After Years of Premium Payments? A Federal Court Says Insurers Can’t Have It Both Ways
A federal appeals court ruled that an insurer cannot accept life insurance premiums for years and then deny benefits after death. If your life insurance claim was denied or delayed, call 1-888-510-2212 for a FREE consultation with a life insurance lawyer.
Top 7 Reasons Life Insurance Claims Get Denied (With Real Cases)
Life insurance claims are denied every day — often wrongly. Learn the top denial reasons and why many are legally reversible.
Life Insurance Denied After Death: Real Reasons Insurers Don’t Tell Families
Life insurance claims are often denied after death — even when coverage is valid. Learn the real reasons insurers don’t explain and what families can do next.
Life Insurance Rescission After Reinstatement: How Insurers Use the Contestability Period to Deny Claims
Life insurance claims are frequently denied after policy reinstatement based on alleged misrepresentation, DUI history, or contestability reviews. Learn how rescission works—and what to do next. Call 1-888-510-2212 for a FREE consultation with a life insurance lawyer.
Life Insurance Contestability and Material Misrepresentation: What Policyholders and Beneficiaries Must Know
Life insurance claims are often denied during the contestability period due to alleged material misrepresentation on the application. Learn what insurers look for, how mistakes happen, and what beneficiaries should do next.
Can a Killer Collect Life Insurance?
A convicted murderer claimed ERISA required payment of his mother’s life insurance. Federal judges disagreed. This case explains the slayer rule and why killers cannot profit—even under ERISA.
Mistakes in Life Insurance Beneficiary Forms: When Courts Still Enforce the Change Under ERISA
Life insurance beneficiary forms are often completed with mistakes. This article explains when courts still enforce a beneficiary change under ERISA, even if the paperwork was imperfect.
When Employer Mistakes Cost Families Hundreds of Thousands: ERISA Fiduciary Liability in Life Insurance Claims
Can an employer be liable when life insurance coverage is denied? In this case, ERISA courts held an employer responsible after enrollment and underwriting failures cost a family $314,000.
Can a Beneficiary Change Be Challenged? Real Cases Where Courts Reviewed Last-Minute Changes
Beneficiary changes made at the end of someone’s life can raise red flags—especially when the insured was vulnerable, hospitalized, or pressured by others. In this blog, we explain when a beneficiary change can be legally challenged and share real cases where courts overturned and upheld last-minute designations. If something feels “off,” the law may be on your side.
Life Insurance and Divorce: 4 Real Cases That Decide Who Gets Paid
When divorce and life insurance collide, the results can be shocking. These four real cases show how ex-spouses, new spouses, and even children battle over who gets paid — and why the beneficiary form isn’t always the final word.
Life Insurance and Child Support: What Laws Say (and How to Protect Your Children)
Government agencies and state laws increasingly use life insurance to secure child support and protect children when a parent dies or owes arrears. Learn how federal programs and state statutes shape who receives life-insurance proceeds—and what parents must do to stay compliant.
Case Study Series — Divorce
Divorce can automatically erase a beneficiary designation — even if the insured clearly intended to leave benefits to an ex-spouse. In this case study, we show how an insurer denied a rightful claim under an automatic revocation law, and how we proved the insured’s post-divorce intent. Through evidence, sworn statements, and legal arguments, we forced the insurer to reinstate our client and pay the full benefit.
Case Study Series — Beneficiary Change
Late-stage beneficiary changes are some of the most common—and most challenged—life insurance disputes. In these three case studies, we show how beneficiary changes made during hospitalization, incapacity, and even while the insured was in a coma were proven invalid due to undue influence, lack of capacity, and fraud. Each case resulted in restoring the rightful beneficiaries.
Accidental Death Claims Wrongfully Denied: Two Cases We Successfully Overturned
Accidental death insurers often misapply exclusions—blaming “sickness,” drugs, or even minor traffic infractions to avoid paying claims. In these two case studies, we show how we challenged a sickness exclusion after a traumatic fall and a misdemeanor exclusion after a fatal car crash, ultimately securing full AD&D benefits for both families.