Terms of Use.

Kadetskaya Law Firm LLC

Last Updated: November 20, 2025

Welcome to life-insurance-lawyer.com (the “Site”). This Site is owned and operated by Kadetskaya Law Firm LLC (“Kadetskaya Law Firm,” “we,” “us,” or “our”). Please read these Terms of Use carefully before accessing or using the Site. By using this Site, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.

Kadetskaya Law Firm LLC may update or modify these Terms of Use at any time. Any changes will become effective immediately upon posting. Your continued use of the Site constitutes acceptance of the revised Terms.

1. Privacy Notice

Kadetskaya Law Firm LLC does not sell, rent, or trade client or visitor information to third parties. We process personal information collected through this Site in accordance with our Privacy Policy, which explains what data we collect, how we use it, and your choices regarding your information.

Please review our Privacy Policy for full details.

2. No Attorney-Client Relationship

The information on this Site is provided for general informational purposes only and does not create an attorney-client relationship.

  • Contacting us through the Site, via email, or through online forms does not establish an attorney-client relationship.

  • Legal advice is provided only after the Firm has conducted a conflicts check and a written engagement agreement has been signed.

  • You should not act or rely on any information provided on this Site without seeking legal advice from an attorney licensed in your jurisdiction.

The hiring of a lawyer is an important decision. Before choosing legal representation, you may request written information about our qualifications and experience.

3. Attorney Advertising

Some content on this Site may be considered attorney advertising under the rules of certain states. Past results do not guarantee similar outcomes in any future matters.

All content is provided for informational purposes only and does not constitute:

  • Legal advice

  • A legal opinion

  • A guarantee of results

  • An offer to represent you

Viewing the Site or receiving any content from it does not create an attorney-client relationship.

4. Jurisdiction and Practice Limitations

Kadetskaya Law Firm LLC handles cases in Pennsylvania. For matters outside Pennsylvania, the Firm may collaborate with or associate local attorneys licensed in those jurisdictions as applicable.

Unless otherwise stated:

  • Attorneys listed on the Site are admitted to practice only in the jurisdictions noted in their biographies.

  • Attorneys are not certified as specialists by any state board unless explicitly stated.

5. Intellectual Property

All content on the Site—including text, graphics, images, logos, videos, and design elements—is owned by or licensed to Kadetskaya Law Firm LLC.

You may not:

  • Copy

  • Reproduce

  • Republish

  • Modify

  • Distribute

  • Display

  • Store

  • Transmit

any content from the Site without prior written permission from Kadetskaya Law Firm LLC.

All rights not expressly granted are reserved.

6. Prohibited Conduct

By using this Site, you agree that you will not:

  • Attempt to hack, disrupt, or interfere with the Site’s functionality or security

  • Introduce malware, viruses, or harmful code

  • Conduct any activity that violates applicable laws or regulations

  • Gather personal information from the Site for unsolicited communications or spamming

  • Attempt to gain unauthorized access to restricted sections of the Site, servers, or networks

Any breach of these restrictions may result in termination of access and potential legal action.

7. Content Disclaimer

The content on this Site is provided “as is” without warranties of any kind, express or implied.

Kadetskaya Law Firm LLC does not guarantee that:

  • Materials are accurate, complete, or up-to-date

  • Content is free from errors, typographical mistakes, or technical defects

  • The Site will be available without interruption

  • The Site is free from viruses, malware, or harmful components

Your sole remedy for dissatisfaction with the Site or its content is to stop using the Site.

8. No Liability

To the fullest extent permitted by law, Kadetskaya Law Firm LLC, its attorneys, and its employees disclaim liability for any damages arising from:

  • Your use of the Site

  • Your reliance on any information on the Site

  • Errors or omissions in Site content

  • Technical failures or service interruptions

  • Harmful components (malware, viruses, etc.)

This includes direct, indirect, incidental, special, or consequential damages.

9. Links to Third-Party Websites

This Site may contain links to external websites or resources that are not controlled or operated by Kadetskaya Law Firm LLC.

We do not:

  • Endorse, warrant, or guarantee the accuracy or security of third-party sites

  • Take responsibility for their content, policies, or practices

  • Control how they collect or use your personal information

Your use of third-party sites is solely at your own risk.

10. Governing Law

These Terms of Use are governed by the laws of the Commonwealth of Pennsylvania, without regard to conflict-of-law principles.

11. Contact Information

If you have any questions about these Terms of Use, please contact:

Kadetskaya Law Firm LLC
Phone: (888) 510-2212
Email: info@life-insurance-lawyer.com