Did MetLife Deny or Delay Your Life Insurance Claim?
If Metropolitan Life Insurance Company (MetLife) denied your life insurance claim, you do not have to accept that decision. Many MetLife denials are wrongful — and with the right legal representation, they can be reversed.
At Kadetskaya Law Firm LLC, our life insurance attorneys represent beneficiaries and policyowners nationwide whose claims have been denied or delayed by MetLife. We work on a contingency fee basis, which means you pay no attorney fees unless we recover your benefits.
Call (888) 510-2212 for a free consultation — we are ready to review your case today.
Why Did MetLife Deny Your Claim?
Metropolitan Life Insurance Company (MetLife) denies life insurance claims for a variety of reasons. We have handled them all:
- Alleged misrepresentation on the life insurance application
- Suicide exclusion — MetLife labels accidental or undetermined deaths as suicide
- Drug overdose — MetLife treats overdoses as self-inflicted even when accidental
- Policy lapse due to missed premium payments
- Beneficiary disputes and interpleader actions
- Contestability period investigations
- ERISA group plan denials with arbitrary and capricious determinations
Regardless of the reason given in your denial letter, you should not take MetLife's decision at face value. Insurance companies are required to follow strict legal standards when denying claims, and many denials do not hold up under legal scrutiny.
What You Need to Know About MetLife Denials
MetLife is one of the most litigated life insurance companies in the country. Federal courts across multiple circuits have reversed MetLife denials, finding their decisions arbitrary, unsupported, or legally flawed — particularly in drug overdose and misrepresentation cases.
If your claim was denied, you have the right to appeal — and in many cases, to file a lawsuit. The key is acting quickly. Deadlines apply, especially for employer-provided life insurance policies governed by ERISA. Missing an appeal deadline can permanently bar your right to recover.
Our Experience Fighting MetLife
Our firm recovered many delayed and denied MetLife claims after the company alleged beneficiary disputes, exclusions in accidental death policies, portability issues and more.
Our attorneys have recovered millions of dollars in denied and delayed life insurance claims against major insurers including MetLife. We know the tactics these companies use and how to counter them.
How We Can Help You
When you contact our firm, we will:
- Review your denial letter and policy at no charge
- Explain your legal options in plain language
- Handle all communications with MetLife on your behalf
- File an administrative appeal or lawsuit if necessary
- Fight for the full death benefit your family is owed
You are not alone in this. Our clients come to us at one of the most difficult times in their lives — after losing a loved one and then facing a denied insurance claim. We take that responsibility seriously.
No Fees Unless We Win
Our firm works on a contingency fee basis. That means:
- No upfront costs
- No hourly fees
- You only pay if we recover your benefits
Free Consultation — Call (888) 510-2212
If MetLife denied or delayed your life insurance claim, call us now for a free, confidential case evaluation. We represent clients nationwide.
Kadetskaya Law Firm LLC
630 Freedom Business Center Dr, 3rd Floor
King of Prussia, PA 19406
Phone: (888) 510-2212
Email: info@life-insurance-lawyer.com
The information on this page is for general informational purposes only and does not constitute legal advice. Contact our firm directly for advice specific to your case.