When a servicemember dies without naming a beneficiary, SGLI benefits must be paid according to a strict federal “order of precedence.” But conflicting records, former spouses, and outdated military forms often cause competing claims and wrongful denials. In this guide, our military life insurance lawyers explain how SGLI beneficiary disputes arise and what families can do to secure the benefits they are legally entitled to.

AD&D claims are often unfairly denied when insurers rely on a broad “sickness exclusion,” even when an accident was the true cause of death. Learn how sickness exclusions work, why insurance companies misuse them, and how a life insurance attorney can challenge a wrongful denial.